Safes are tested and certificated to various levels of protection, this group of safes have a cash over night rating Of £4,000.
Cash over night rating is simply the amount of risk an insurance company will pay out should the contents of the safe be stolen.
So with a £4,000 cash rated safe an insurance company will only insure the contents up to the value of £4,000 cash or £40,000 valuables.
In some instances insurance company can downgrade the safe manufacture cash rating. To ensure this does not happen to you, we at CIA would recommend a safe that carries a certificate from an EFSG member, namely ECBS, VDS, SBSC, CNPP & ICIM. If unsure look for a safe with the AiS (Association of insurance surveyors Ltd) logo.
As an example the Burg £4000 cash rated CL10 safes have been independently tested to both the EN 14450 to security rating S2 and the VDMA to security rating B. As well as being approved by the AiS. So the £4000 cash rating will be recognized by your insurance company.
Please note that the £4,000 cash cover is a suggested insurance rating detailed are intended as a guide only, and can be influenced by siting, base fixing and alarm protection etc. The fact that Jewellery ratings are usually considerably higher, (up to ten times) than cash ratings, should also be taken into account. Therefore please check with your insurers that the safe specification meets their requirements (if applicable).